General Liability coverage defends your business from a third party loss. Claims derived from Bodily Injury or Property Damage such as slip and falls require the protection of GL.
General Liability is one of the required insurance policies by the State and Local Jurisdiction.
From seed to consumption any entity involved in the growth, distribution or manipulation of the product is vulnerable to a claim due to consumption in any form.
Products Liability is not included in General Liability insurance. Supplementing your existing coverage with this policy provides Defense and Product Recall Costs.
The capital invested in any business is at risk without Property Insurance. This coverage is commonly for the Building and equipment utilized in operation.
Cannabis inventory as harvested stock, concentrates, edibles and more can be insured in the event of a fire, mishandling or crime loss.
Workers Compensation provides medical costs to employees in the event an accident or injury occurs.
This insurance policy is another State requirement for any operation staffing employees outside of ownership.
Health insurance is an employee benefit offered by the employer. We offer all health providers and an array of plans that can be tailored to any need.
CIS partners with all leading health providers from Kaiser and Blue Shield, to Cal Choice.
Any business that experiences a driving exposure needs a commercial auto policy. Personal or standard Commercial Auto Policies will exclude any cannabis operation filing a claim.
Comemrcial Auto can be utilized for personal auto coverage as well. Common insurance providers exclude any claim involving cannabis or business use unless otherwise specified.
An Umbrella Policy offers extended Liability limits. General Liability, Products Liability, Auto Liability and EPLI are applicable for this excess coverage.
Increasing your existing limits by $1-5M is an inexpensive cost for further peace of mind.
Directors and Officers face management responsibility claims ranging from hiring and firing to sexual harassment and discrimination.
D&O also provides defense costs for officers of the company when a claim includes ownership and management in the cause.
Submit your information now to have our Program Specialist contact you today to begin the quoting process.